Financing Solutions

At USA Restaurant Suppliers, we know kitchen equipment is a big investment—that’s why we offer flexible financing to make it easier and more accessible.

Outfitting a commercial kitchen is a major investment, but it doesn't have to be overwhelming. Our flexible financing options make it easy to get the equipment you need now while managing costs over time. With simple terms, quick approvals, and tailored payment plans, we help you focus on running your business—not stressing about upfront expenses.

Low Interest Rates

Historic low interest rates we may not see again

Open Credit Lines

Preserve your credit lines and cash reserves

Transparent Terms

We believe in transparency. No surprises.

Tax Benefits

May be able to deduct all or a portion of the money you spend on restaurant equipment

What We Offer

Take the stress out of big purchases with our flexible financing options. Get the kitchen equipment you need today and spread your payments over time, making it easier to manage your budget while growing your business.

Available Plans

Logo of Credit Key
Financing limits Up To $50,000
Get a credit decision without hurting your credit score
Checkout in seconds with our built-in system
0% for first 30 days - Fees start at 1% per month after
Terms up to 12 months
No prepayment penalties
Apply Now
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Financing limits Up To $250,000
No upfront cost
Predictable monthly payments
Plans from 12 to 60 months tailored to your budget
Finance big-ticket needs up to $250k with confidence
Apply Now

Have Questions about Financing?

We offer several flexible financing options so you can get the right equipment without paying the full cost upfront. The goal is simple: help you open, upgrade, or expand the right way, not by buying in pieces and hoping it all works out later.

Click one of the financing options above to start your application. If you need assistance, you can call us at 888-307-5030 or email us at support@shopusars.com.

Approval time can range from instant to a few days, depending on factors like the amount requested, credit profile, and any required documentation.

No. There is no minimum purchase amount to apply for financing.

In general, yes. Early payoff typically has no penalty, but terms can vary by lender and borrower.